More Than Investment Management

My role as your trusted advisor goes much further than planning, recommending and working together to reach your financial goals. It is to guide you and support you in all your financial endeavors.

The reality is that life happens, and this means we may face unwelcomed surprises or situations in which we don’t know what to do…or even where to start.

The situations below demonstrate some of the ways I helped clients overcome their challenges and obtain the best results. Yes, they took a lot time. Yes, they weren’t part of the “agreement”.  But being your primary source for all things financial is what every client can expect.

1.Sudden Death. No Will/Trust with a Reverse Mortgage

Without a will, there was no rightful heir to the property or someone who could legally make decisions. The family wasn’t familiar with reverse mortgages and only knew that the bank already padlocked the home. The bank was readying the home for auction sale. The family wanted to get access to the home, spruce it up a bit and sell it in the open market – knowing they would get more money than an auction.  They just didn’t know what to do or where to even start.

I got involved, had many calls with the bank and got an attorney to help the family get a court order to start the process of getting ownership from the bank. Financing was secured to pay off the old bank and the home was eventually sold and the family got a very nice inheritance.

2.Helping Close Friends of a Client

Existing clients had a close friend they were worried about. These friends were entering retirement and considering bankruptcy. They asked if I could help and give some guidance – as a favor to them.

I found that their friends were not as hopeless as initially thought. While they needed to make some difficult decisions, they were willing to follow my advice. In fact, they followed all my recommendations to the letter.

Long story short, they were able to shore up their finances. This was not immediate; it took years. But they are now happily retired with more financial independence than they have ever experience.  Their gratitude for my help, and my client’s gratitude for doing them this favor is what gives me the thrill to be a financial advisor.

3.An Act of Kindness for a Legally Blind Client

In order for an elderly client to perform a complex financial transaction, she needed to fill out paperwork and even get some forms notarized…all during COVID. This could be a challenge for any elderly individual, but the fact she was legally blind made this near impossible.

I helped my client get all the paperwork in order, made appointments with bank officials to get her signature verified, drove her to the bank and home. Yes, it took time. It wasn’t in my job description. But my client needed someone to help her. I was happy to help. It is in these small acts of service that I find an immense amount of joy.